Step 3 To Fix Your Credit After A Short Sale: Write The Credit Bureaus

Step 3 To Fix Your Credit After A Short Sale: Write The Credit Bureaus

 

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Short sales can drag out giving you time. It takes maybe sometimes a month to sell the house. Then, the short sale negotiations start.They can drag out for 3-6 months. So instead of foreclosure here is what you should do.

Here is a tactic you can use to delay the foreclosure process and even stop a foreclosure sale. Stop Your Foreclosure With A Short Sale  Click here * http://instantbizsites.com/VaughnRice/stop-foreclosure

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 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here *
http://www.isellyourfloridahome.com/#!contact/c15n8

 Using your work on the credit report; you are ready to take action. You are now going to write a letter to the credit bureaus about the items you’ve highlighted and noted.

You are writing to the credit bureaus because they are the ones reporting the information – it is up to them to change what they report.

The goal is to get bad things deleted from your credit report in order to improve your score.

Do not go to Google, or bing and try to find a form letter than you should send in for this step! The credit reporting companies can spot those like a hunting dog can spot a duck.

You will not get anywhere with a “canned” letter, and will damage your chances of ever resolving issues.

Your letter should sound like you are frustrated (which you undoubtedly are), and should sound authentic. But, do sound polite and friendly.

Doesn’t sound like an expert, but do sound like you expect action. In this round of letters – your aim is to have the credit bureaus remove items that are hurting your credit score.

The bureau will then have to investigate your dispute and REMOVE any of the disputed items if they can’t prove them to be accurate (this involves them contacting the original creditor and verifying with them – all within the short 30 day window allowed by law).

Here is the basic outline to follow for your first round of letters you send:

At the TOP of the letter, put your name, SSN, current address (and state lived there for X years), and your DOB.

Say something about how you’ve just reviewed your credit report, and found items that are inaccurate.

List the items BRIEFLY. Say something like: “Chase Credit Card xxx-xxx-xxxx, listed for 30 days late. I have never been late on this account,” or “Citi Credit Card xxx xxxx xxx listed as collections. This is false.”

Note that you are upset / worried / distressed / embarrassed about these items, since you know they are negatively affecting your credit score.

Ask that these items be deleted from your report immediately.

Add Sincerely, and your name below. Sign the letter.

Include a photo copy of your driver’s license as proof that you are you making this request. Also include proof if you have it (credit card statement from the month where they say you were late when you weren’t.)

The next step is to submit this letter. Thinking about a short sale?

I can help you short sale your property and never pay the bank another penny. Send me an e-mail at c.mrvaughn@gmail.com. I will contact you for a free consultation.

Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at c.mrvaughn@gmail.com  I will contact you for a free consultation. Click Here *
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 813-679-3477 or visit at http://www.isellyourfloridahome.com/

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here *Image
http://www.isellyourfloridahome.com/#!contact/c15n8

Helping you sell & buy homes in Tampa, Brandon, Riverview, and Valrico. . The Tampa bay area.

Thanks for reading this, Vaughn Rice.

Vaughn is a Real Estate Agent at Quicksilver Real Estate Group.
E-mail:  c.mrvaughn@gmail.com or visit at http://www.isellyourfloridahome.com/
Phone: 813-679-3477. Click Here* Image

One You Can Trust To Serve You

View My Office homes for sale at   http://companylistings.drshortsale.mfr.fusionmls.com/

Vaughn Rice specializes in assistance  with  short sales in Tamp Bay Area of Florida

Vaughn Rice, Quicksilver Real Estate Group is not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. I can offer you loan modification information.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Vaughn’s personal views and do not reflect the views of Quicksilver Real Estate Group.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here *
http://www.isellyourfloridahome.com/#!contact/c15n8

Helping you sell & buy homes in Tampa, Brandon, Riverview, and Valrico. . The Tampa bay area. E-mail:  c.mrvaughn@gmail.com or visit at http://www.isellyourfloridahome.com/
Phone: 813-679-3477   Click Here *Image  
This information onStep 3 To Fix Your Credit After A Short Sale: Write The Credit Bureaus? Is provided as a courtesy to our viewers to help them make informed decisions.

 

 

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